Your policy will cover your car against failure of covered parts as a result of wear and tear as soon as you have been on cover with us for 90 days. Upon renewal, this significant benefit obviously applies from day one. If your vehicle has a mileage of less than 60,000 we will pay the full cost of parts and labour. For cars over 60,000, the table below shows the percentage we will pay depending on the vehicles mileage at the time of breakdown. We always pay the labour cost in full.

	Mileage Parts Labour Up to 60,000 miles 100% 100% Up to 70,000 miles 90% 100% Up to 80,000 miles 80% 100% Up to 90,000 miles 70% 100% Up to 100,000 miles 60% 100% Over 100,000 miles 50% 100%

With alternative warranties disputes often arise in respect of wear and tear because they incorporate a "wear and tear" exclusion clause. At the time of any claim it is all too easy for the administrator to refuse your claim by saying; "of course it's broken, the car's done 70,000 miles and it's worn out." Our simple chart let's you know exactly where you stand from day one, avoiding dispute and annoyance on your part. This policy is unique to Warranty Direct and reflects our position as industry leaders for customer service and satisfaction.

A good example of a wear related failure is a failed water pump, which is as a result of worn bearings This type of claim will not be covered by a warranty policy that does not cover failure caused by wear.