Parts and labour covered

Warranty Direct covers the cost of mechanical and electrical failure. Wear and tear to a covered part and damage to an insured part caused by an uninsured part* is also covered. Others exclude such cover so beware inferior imitations! For comparison, we estimate these two items to be worth 40% of your premium.

100 day European cover

Your car is covered abroad for 100 days per year.

Breakdown Recovery

Policy includes up to a maximum contribution of £250 toward recovery cost if breakdown is a result of failure of an insured part and if you do not have cover elsewhere. If you prefer, Warranty Direct's BreakdownCare or BreakdownCare Plus can also be purchased from us at unbeatable prices.

Car hire

If you make a valid claim, we will pay up to the daily limit in your policy schedule (including VAT) for up to seven days towards the cost of hiring a replacement vehicle. We will only pay for a replacement vehicle if your vehicle is being repaired under the terms of this insurance, and the repair will take over eight hours of workshop time to complete. We will not pay for a replacement vehicle for the first 24 hours your vehicle is out of use and we will not pay for any fuel or insurance in connection with a hire car.

Emergency travel

Policy includes up to a maximum of £250 towards the cost of alternative travel (coach, train etc.) if your car cannot be fixed in first 24 hours and breakdown is a result of failure of an insured part and if you do not have cover elsewhere.

Overnight Accommodation

Policy includes up to a maximum of £250 towards the cost of overnight accommodation if your car cannot be fixed in first 24 hours and breakdown is a result of failure of an insured part and if you do not have cover elsewhere.

Cover from day one

Sudden and unknown/unexpected failures are covered from the day your policy starts. Others implement exclusion periods! Study the small print!

Instant claims authority

Your selected garage will call us for immediate claim authorisation.

Direct settlement with garage

If you select a member of our approved network for repairs we will settle agreed payments with the garage. Otherwise, we will settle with you directly.

Your choice of garage for servicing and repairs

Tell us when buying whether you want to take your car to a network garage or a franchised dealer/non-network garage for future repairs. Our experience of many different types of garage leads us to recommend independents for all our work - but the choice is yours.

Failure of timing belts, when failure is within manufacturer's guidelines

As long as you have, or have had, your timing belt changed at the recommended interval failure of the belt and resulting damage is covered.

* Terms and conditions apply