Warranty Direct is an Insurance Intermediary authorised and regulated by the Financial Conduct Authority. We are on the Financial Services Register and our Firm Reference Number is 309075, which you can check at www.fca.org.uk/register. Policies are subject to English Law.
We are covered by the Financial Services Compensation Scheme (the Scheme). You may be entitled to compensation from the Scheme if we cannot meet our obligations. Further information about compensation arrangements is available from the Financial Services Compensation Scheme, telephone number 020 7741 4100 or www.fscs.org.uk
This cover is governed by English law. Any legal proceedings will be held in the courts of England and Wales unless you live in Scotland or Northern Ireland, in which case you will be entitled to commence legal proceedings in your local courts. In any other cases unless there is agreement to the contrary English law will apply.
All policies and documents must be checked by our clients to ensure that they are correct, and that they meet their requirements. It is the responsibility of purchaser of the policy to ensure that it meets their requirements. If in doubt about your cover under a policy please ask for clarification. All clients will give us authority to retain documents when we feel this is appropriate for the protection of the insurer or in the client's interest or in our interest. Under no circumstances can our staff answer questions or give advice on policies not arranged by us.
Non-disclosure can lead to policies being made void or claims being rejected.
Force Majeure. We shall not be liable for any failure to perform our obligations hereunder if such failure results from any act of God, government act, civil commotion, riots, legislation, weather conditions or actions of companies or persons outside our control.
Photocopying is done on the understanding that any breach of copyright will be the responsibility of the person requesting the photocopying. We do not accept responsibility for damage to any article. We reserve the right to decline to photocopy any item.
All clients transacting business with Warranty Direct Ltd will be deemed to have accepted these terms of business. We reserve the right to amend our Terms of Business. Our Terms of Business do not affect the Consumers Statutory rights.Data Protection Act 1998
We will keep any personal information you give us, in line with the Data Protection Act 1998, for the purpose of providing insurance and handling claims. This may mean passing the information to third parties.