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Insured Vehicle Warranty

A vehicle warranty offers protection against the cost of parts and labour following a mechanical or electrical failure of an insured component.

All new cars come with a manufacturer warranty which typically lasts for three years or 60,000 miles, whichever elapses first. The warranty, minus a few exceptions, will cover anything that goes wrong with the car within that timescale.

Once the manufacturer's original warranty expires, the customer is on their own to pay out for any unexpected repair bills. It will not just be the cost of replacing a part either; there will be the diagnostic cost and the labour charge for fitting the part too. That's where we come in and why having an insured warranty cover in place is important.

The Warranty Direct cover is designed to be a hassle free way for you to extend your protection against mechanical or electrical breakdown, and protect your bank balance if your car goes wrong.

Please download our Consumer Guide to Warranty for further information. Or Click on the Get a Quote button for a warranty quote for your vehicle.







Our Insured Warranty Cover

To keep our product clear and simple for our customers, all our policies start with a mandatory 'Core' element of cover. You can choose to have extra elements by stepping up your cover level to Intermediate, Advanced or Ultimate. This combines simplicity and flexibility to enable our customers to choose a policy that fits their needs both financially and practically.

What makes us stand out? Unlike a number of companies offering vehicle warranties, we cover you for failure caused by Wear & Tear. Also, our warranties are designed with the consumer in mind so it's clear what's covered and they're straightforward to use.

Wear & Tear is covered from day 1 on renewals or continuing a manufacturer's policy. Otherwise a 90 day exclusion period applies.

Wear and Tear

'Wear and tear' is the expected decline in performance of vehicle parts, due to the vehicles age, mileage and/or usage.

With alternative warranty products, disputes often arise in regards to this type of depreciation because they incorporate a wear and tear exclusion clause. This makes it easy for them to refuse your claim based on the cars mileage.

Some warranty providers also complicate matters by referring to different types of wear and tear. 'Premature', 'Gradual', 'Normal' and 'General' are terms used to confuse the consumer. 'Premature' will sometimes be covered but the others will frequently not be covered.

Our warranty product covers mechanical or electrical breakdown of insured parts due to wear and tear from day 1, as long as your policy is starting immediately after the expiry of your manufacturer’s original warranty, or you’re renewing your existing Warranty Direct policy. Otherwise, wear and tear cover will start 90 days after the policy start date.

Insured Contract

All Warranty Direct policies are Insurance Contracts. Please see Insured Contracts or contact us for further information.

Why Choose Us?

insured contracts

Insured Contracts

All Warranty Direct policies are insurance contracts and we are authorised and regulated by the Financial Conduct Authority (FCA).

trusted garage network

Trusted Garage Network

Warranty Direct offers a trusted network of garages which you can choose from for repairs. Warranty Direct can book you in and will deal with the garage directly during your claim, so that you don't have to.

failure of uninsured parts

Failure of Uninsured Parts

If an uninsured part fails and damages an insured part, we'll pay the costs for the repair or replacement of the insured part.

What our customers say about us on warranty sales and claims

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